How Kisumu small shops can track M-PESA sales and daily profit

A small shop in Kisumu may receive money from Cash customers, M-PESA customers and sometimes Bank or card payments. The owner may also buy stock from suppliers, pay transport, record customer debts and handle small expenses during the day.

The danger is assuming that high sales mean high profit. A business can sell well but still struggle if expenses, stock costs and customer debts are not tracked.

Clear daily records help the owner see whether the business is growing or whether money is disappearing through unrecorded costs and mistakes.

Daily records to keep

• Cash sales.
• M-PESA sales.
• Expenses paid from Cash or M-PESA.
• Stock bought and stock sold.
• Customer balances owed.
• Supplier bills due.
• End-of-day Cash and M-PESA balances.

Common mistakes

• Recording all sales as one total without separating payment method.
• Forgetting M-PESA to Bank transfers.
• Not recording small expenses.
• Not checking stock movement.

How Bizwazi helps

• Bizwazi separates accounts, records sales and expenses, tracks stock and helps review profit through reports.